Fourteen financial risk cases. Explore what happened, the evidence Amlok could connect, and calculated scenarios showing how underwriting, monitoring, and investigation could improve.
Historical events, specific Amlok interventions, and modeled improvements. Every case includes source records, calculation inputs, and the assumptions behind its projections.
Showing 14 of 14 case studies
Home Capital / Home Trust
Connect income evidence, broker relationships, and file exceptions before a verification failure spreads. Model the improvement in mortgage assessability and relationship accuracy.
+150 additional assessable mortgage files
Per 1,000 eligible mortgage files
TD Bank (U.S.)
Expose monitoring gaps, resolve transaction counterparties, and prioritize actionable AML reviews. Model a lower false-positive review burden alongside better counterparty coverage.
35% lower modeled review burden
Normalized index: 100 → 65
ATB Financial
Trace energy exposure through customers and repayment capacity. Model how connected financial evidence could improve concentration coverage and borrower assessment during a sector shock.
+240 additional assessments with customer concentration coverage
Per 1,000 eligible borrower concentration assessments
CIBC
Connect property cash flow, debt service, and refinancing assumptions. Model a broader assessment base and lower forecast error for an office-loan review scenario.
+150 additional assessable property-loan reviews
Per 1,000 eligible property-loan assessments
goeasy / LendCare
Keep booked payments separate from collected cash. Model better settlement reconciliation and fewer classification errors before payment data changes the risk picture.
+150 additional reconciled settlement groups
Per 1,000 eligible payment settlement groups
Canada Drives
Connect inventory cash cycles with funding obligations. Model better working-capital visibility and a clearer near-term cash-flow forecast during an inventory-led liquidity squeeze.
+140 additional visible cash-cycle assessments
Per 1,000 eligible inventory cash-cycle assessments
Desjardins
Connect reliable identity and financial evidence during post-incident review. Model better relationship accuracy and counterparty coverage while keeping the scope distinct from data-loss prevention.
+150 additional correctly resolved links
Per 1,000 accepted identity and account links
Bridging Finance
Connect beneficiaries, fund flows, and related parties before a conflicted transaction passes review. Model better relationship accuracy and a larger share of transfers with named counterparties.
+150 additional correctly resolved links
Per 1,000 accepted borrower, beneficiary, and principal links
Clearco
Underwrite collected merchant cash rather than headline sales. Model better settlement reconciliation and customer-concentration visibility across an ecommerce financing cohort.
+150 additional reconciled settlement groups
Per 1,000 eligible merchant settlement groups
Vancity
Bring current member cash flow into mortgage renewal planning. Model more assessable renewals and lower borrower cash-flow forecast error under a changing rate environment.
+150 additional assessable renewal reviews
Per 1,000 eligible member renewal reviews
Romspen & Trez Capital
Distinguish contractual maturities from supported cash arrivals. Model better loan cash-cycle visibility and lower forecast error before portfolio liquidity assumptions drive a fund decision.
+140 additional visible loan cash-cycle assessments
Per 1,000 eligible loan cash-cycle assessments
Laurentian Bank
Connect mortgage eligibility to the evidence behind it. Model more assessable files and more accurate identity links before a performing loan is treated as a complete file.
+150 additional assessable mortgage files
Per 1,000 eligible mortgage evidence reviews
Lendified
Connect SMB repayment evidence with the funding structure around the loan pool. Model broader debt-service assessment and working-capital visibility before cash collections become a funding dependency.
+150 additional assessable borrower reviews
Per 1,000 eligible SMB borrower reviews
QuadrigaCX
Resolve the parties and permitted fiat flows behind a platform’s financial story. Model better counterparty coverage and relationship accuracy while keeping custody and reserves as separate checks.
+210 additional records with a named counterparty
Per 1,000 eligible permitted fiat-transaction recordsA point-in-time decision does not need to become a blind spot for the life of the deal.
